Credit Manager

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We are seeking a highly skilled and experienced Credit Manager to join our team in Baghdad, Iraq. As a Credit Manager, you will play a crucial role in overseeing our hotel's credit operations, managing financial risks, and ensuring optimal cash flow.

• Supervise and coordinate the activities of the Accounts Receivable department
• Develop and implement effective credit policies and procedures
• Analyze financial data and credit reports to assess customer creditworthiness
• Manage and mitigate financial risks associated with extending credit to customers
• Oversee the processing of third-party claims and maintenance of customer accounts
• Investigate and resolve complex collection issues
• Collaborate with sales and finance teams to optimize credit terms and conditions
• Prepare and present financial reports and recommendations to senior management
• Ensure compliance with local and international credit laws and regulations
• Identify opportunities for process improvements and cost-effective resource utilization
• Provide leadership and guidance to the credit team, fostering a culture of excellence

• Minimum of 5 years of experience in credit management or a similar role
• Proven track record of successfully managing accounts receivable and credit operations
• Strong understanding of financial analysis, risk assessment, and credit management principles
• Excellent leadership and team management skills
• Outstanding analytical and problem-solving abilities
• Exceptional communication and negotiation skills
• Ability to make decisive and sound financial decisions